Build your Personal Finance Tracker with AI in under 5 minutes

Build a YNAB-style personal finance dashboard with manual transaction entry, category budgets, monthly spending breakdowns, net-worth tracking, and savings-goal progress rings — generated from a single prompt.

Como funciona

Passo 1

Descreva a sua ideia

Escreva um prompt em texto simples descrevendo o que pretende.

Passo 2

A IA cria

O FloopFloop gera código pronto para produção instantaneamente.

Passo 3

Implementar e lançar

O seu projeto é alojado no seu próprio subdomínio em minutos.

Por que criar com IA em vez de contratar um programador?

	FloopFloop	Programador tradicional
Tempo até ao lançamento	Menos de 5 minutos	2 a 8 semanas
Custo	A partir de 0 $	5.000 $ - 50.000 $+
Manutenção	Incluída	Retainer contínuo

What is a personal finance tracker?

Personal finance tools sit between 'spreadsheet you'll edit twice and abandon' and 'app that reads your bank accounts and shows ads on your spending data'. Mint dominated the space and then shut down; YNAB charges $99/year for an opinionated zero-based-budget method; Lunch Money serves the engineer cohort that wants stats; the Notion / spreadsheet template ecosystem fills the long tail. The dominant trade-off is whether to connect bank accounts via Plaid (more accurate, less private) or to track manually (more work, more private). A custom tracker pays back for the cohort that wants the engineer's combination of low friction and total data privacy — manual or CSV-imported transactions, category budgets they actually understand, net-worth tracking across multiple currencies and assets, and stats that answer the questions they care about rather than the ones the SaaS surfaces by default.

Common features

Transaction list with date, amount, category, account, notes
CSV import from bank statements (per-bank parser)
Category budgets with monthly rollover or zero-based reset
Account list — checking, savings, credit, investment, crypto
Net worth chart over time
Savings goals with progress bars and target dates
Per-category spending trends — month over month, year over year
Multi-currency support with exchange-rate snapshot at transaction date
Recurring-transaction templates for predictable items
Export to CSV for tax filing

Real-world examples

Solo budget tracker

Monthly category budgets, CSV import from one bank, net-worth chart. Private — no bank API access, no data leaving your hosting.

Couple's shared finances

Joint and personal accounts. Per-person view of shared expenses. Monthly review trigger that summarises spend vs. budget over email.

Investor net-worth tracker

Tracks checking, savings, brokerage, crypto wallet (read-only via API), and real estate. Net-worth chart across all asset classes.

Why FloopFloop fits personal finance tracker projects

Mint died. YNAB is expensive and opinionated. The Plaid-based competitors take a meaningful share of revenue from a category that doesn't have much margin. FloopFloop lets you build a tracker that's exactly as private as you want it (manual entry or CSV import, no third-party bank connection unless you choose to add one) and exactly as detailed as you want it (basic for low-effort tracking, complex for serious investors). Your spending data stays on your own infrastructure; the tool evolves as your financial life changes — kids, new currencies, side businesses, investment classes you didn't have before.

Experimente estes prompts

Copie qualquer prompt abaixo e cole-o no FloopFloop para começar.

Build a monthly budget tracker. Categories (Rent, Groceries, Dining, Transport, Entertainment, Savings, etc.) with a per-category monthly budget. Manual transaction entry: amount + category + date + note. Spend-vs-budget bar per category, total monthly spend ring at the top, 6-month trend chart showing whether spending is trending up or down per category.

Create a net-worth tracker for someone juggling multiple accounts. Accounts table (checking, savings, brokerage, crypto, 401k, mortgage, credit card). Per-account balance updated manually monthly. Aggregate net worth chart over time with a moving-average overlay. Negative-balance accounts (debts) render with a red label.

Design a savings-goal tracker. Goals table (Emergency Fund, House Down Payment, Vacation, etc.) with target amount + target date. Per-goal progress ring + 'on-pace' indicator (you're at X%; you should be at Y% if hitting the target date). Optional monthly auto-contribution input that the page projects forward to forecast goal completion.

Build a couples' shared finance tracker. Two-person view with combined and individual transactions. Joint accounts vs. separate accounts. Monthly contribution-split rule (50/50 or proportional-to-income). Settle-up button computes who owes whom for the month based on shared expenses.

Perguntas frequentes

Does it connect to my bank?

No — the default template is manual entry only. Bank-data feeds need Plaid / Yodlee / Mastercard Open Banking with KYC, regional licensing, and monthly fees that don't make sense for a single-user tracker. For pulling transactions automatically refine with 'add a CSV import button that parses the standard download from Chase / Wells Fargo / Mint / your bank' — most banks let you export 90 days at a time.

Where does my financial data live?

The project's per-tenant Postgres schema. No third-party service has access. The codegen scanner blocks every external-database library (Supabase, Firebase, MongoDB, etc.) so the template can't accidentally exfiltrate the data — everything stays on the project's own RDS schema.

Are the categories customizable?

Yes — the default seed has 8 common categories but the schema treats them as plain text strings with no enum constraint, so you can add 'Crypto' / 'Side Hustle' / 'Pet Care' / anything in the UI. Refine with 'let me reorder categories and toggle which ones show on the monthly summary' for a configurable category dashboard.

Can I track multiple currencies?

The default model stores `amount: numeric` with no currency column. For multi-currency refine with 'add a currency code column per transaction + per-account; convert to a base currency via a cached fx_rates table updated daily from exchangerate.host'. The codegen agent scaffolds the conversion job in one round.

How do recurring transactions work?

The default model is one row per transaction — refine with 'add a recurring_schedule table with frequency (weekly/monthly/yearly), next_due_at, and a daily cron that inserts the next transaction'. Pre-set recurring entries are the difference between YNAB-feeling-effort and Mint-feeling-effort.

Is there a mobile app?

Just the web version. The dashboard is mobile-responsive; install as a PWA on iOS / Android (Share → Add to Home Screen) for an app-icon-on-home-screen feel without writing native code. Refining with 'add a manifest.json and service worker so it installs as a real PWA' gives the PWA install prompt + offline cache.

What about budget alerts when I'm overspending?

The default UI just shows the spend-vs-budget bar — no notifications. Refine with 'when monthly category spend crosses 80% / 100% of budget, send an email to the user's email-on-file via the resend SDK' (you'll need to wire RESEND_API_KEY as a project secret).

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